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Full Video Coverage Entirely and Exclusively by OurLIC.

MYTHS & REALITIES: Emergency Financial Support for Small Business. What are the FACTS?

There IS money available.

Learn more at FACE-TO-FACE WORKSHOP with SBA are presented below this article. Monday November 19, 2012 at 10:00 am at Court Square Place



Bernadette Nation, Director, Business Outreach Team / Emergency Response Unit NYC Department of Small Business Services

 


Jimmy Van Bramer, NYC City Council Member speaks about Hurricane Sandy at Long Island City / Astoria Chamber of Commerce November 15, 2012

 


 

 

Full video coverage and follow up Q&A are available in the left column in 5 segments of approximately three to five minutes each.




Long Island City / Astoria Chamber of Commerce Recovery Relief for Small Business 20121115_01 Shin Mitsugi, Deputy Executive Director, NYCIDA and Build NYC Resource Corp (NYCEDC) Bernadette Nation, Director, Business Outreach Team / Emer

Speakers at Long Island City / Astoria Chamber of Commerce meeting November 15, 2012 who were able to provide direction and procedures for immediate recovery and relief solutions to small businesses:
  • Shin Mitsugi, Deputy Executive Director, NYCIDA and Build NYC Resource Corp (NYCEDC)
  • Bernadette Nation, Director, Business Outreach Team / Emergency Response Unit NYC Department of Small Business Services
  • Rosa Figuroa, Director, LaGuardia Small Business Development Center; LaGuardia Community College.




    Bernadette Nation, Director, Business Outreach Team / Emergency Response Unit NYC Department of Small Business Services 20121115

    Bernadette Nation, Director, Business Outreach Team / Emergency Response Unit NYC Department of Small Business Services 20121115




    Shin Mitsugi, Deputy Executive Director, NYCIDA and Build NYC Resource Corp (NYCEDC) at LIC Chamber 20121115

    Shin Mitsugi, Deputy Executive Director, NYCIDA and Build NYC Resource Corp (NYCEDC) at LIC Chamber 20121115




    Part 1 Jimmy Van Bramer at Long Island City Chamber of Commerce meeting 20121115_01

    Part 1 Jimmy Van Bramer at Long Island City Chamber of Commerce meeting 20121115_01




    Part 2 Jimmy Van Bramer at Long Islansd City Chamber of Commerce meeting on Recovery and Relief from Hurricane Sandy 20121115_02

    Part 2 Jimmy Van Bramer at Long Islansd City Chamber of Commerce meeting on Recovery and Relief from Hurricane Sandy 20121115_02

     

     

    Long Island City, NY November 15, 2012 -

    [ Please note that details about FACE-TO-FACE WORKSHOP with SBA are presented below this article. Monday November 19, 2012 at 10:00 am at Court Square Place ]

    Business owners from Hunters Point, Sunnyside,  Woodside, and Astoria had a briefing from NYC Council Member Jimmy Van Bramer at the Long Island City / Astoria Chamber of Commerce meeting November 15, 2012.

    The Council Member discussed a wide range of topics relating to relief and recovery, and reflected on lessons learned by the City and developers.  OurLIC  makes
    available a full video of Council Member Van Bramer's comments with this article in two parts.

    In addition, in the first of its type briefing, small business owners were told exactly how to access funds that are available from various City, State, and Federal agencies. The myths were exploded
    and realities explained as new information was provided to help eliminate the confusion that has persisted after Hurricane Sandy.

    Speakers who were able to provide direction and procedures for immediate solutions were:

    • Shin Mitsugi, Deputy Executive Director, NYCIDA and Build NYC Resource Corp (NYCEDC)
    • Bernadette Nation, Director, Business Outreach Team / Emergency Response Unit NYC Department of Small Business Services
    • Rosa Figuroa, Director, LaGuardia Small Business Development Center; LaGuardia Community College.

    Each speaker offered access to financial and other resources for small business owners, and answer questions during Q&A.

    OurLIC presents a full video of this three expert speakers with this article.

    Please return here to learn the FACTS and REALITIES about these MYTHS:

    [ ] There isn't money available
    [ ] You need to file a FEMA application
    [ ] You need to have permits before you get work done.
    [ ] You have to wait months for approval
    [ ] You have to repay before 6 months
    [ ] You need perfect credit
    [ ] You need physical damage
    [ ] You need a bank loan
    [ ] You need to apply through a bank

    Business Outreach Team / Emergency Response Unit NYC Department of Small Business Services

    • The Business Outreach Team of SBS is the liaison between your business and the government. Concerns...issues...questions...problems with government that is impacting your business operations.
    • The Business Outreach Team will navigate government for you to resolve the issue. "It's like having a cousin in the Mayor's Office."
    • Now that we are experiencing the aftermath of Hurricane
    • For Insurance concerns, for example, the Business Outreach Team of SBS  can get your concerns to right people at the New York State Department of Financial Services (Formerly the
    • Department of Insurance). This agency oversees the insurance community in NYC.
    • Many business owners are being told by their insurance companies "Sorry. You don't have flood insurance, so we can not help you."  Maybe you need someone who is an expert to help you read your policy, and maybe tell you why you are not eligibile, or maybe they can help you to get your claim. Damage, for example, may not have been caused by a "flood".
    • The Business Outreach Team of SBS is dealing directly with the NY State Department of Financial Service.
    • If you have a legal concern, or problem with your landlord, the Business Outreach Team of SBS has pro-bono legal advisors. It could normally cost your $200 per hour to ask an attorney a question. For free legal advice contact the Business Outreach Team of SBS.
    • The Business Outreach Team of SBS will help you to regain your permits and licenses.  You will not have to go through that  bureaucratic process. They are the red tape cutters. The staff at
    • SBS knows how to navigate the bureaucratic maze of the City, State, and Federal Government so that you do not have to do that.
    • The Business Outreach Team of SBS will visit your space to do a first hand inspection.
    • Bernadette Nation has been doing this for 18 years. Bernadette's middle name is "Get the Job Done". She admires and respects entreneurs.
    • The help is not just for emergency.
    • Any agency that you have a problem with, call the Business Outreach Team of SBS.
    • The Business Outreach Team of SBS will help you to started getting NYC contracts. They will get you accurate information.
    • In the aftermath of recovery, if you have any issues  that you have to repair your commercial space, and it is emergency work, you can just hire that contractor without pre-filing. BUT, atleast two days after the commencement of the work, the contractor must file. You do not have to deal with the buraucracy to fix the damage and put things in order like your grease trap or plumbing line, or electrical grid. Licensed contractors know this. Hire a licensed contractor. They know about the administrative code that the department of buildings has for emergencies.
    • The Business Outreach Team of SBS is trying to arrange a program for "Rapid Repair" for business owners.

    Call the HOTLINE Number at: 212-618-8810
    The Business Outreach Team of SBS Telephone: 212-618-8706

    The LaGuardia Small Business Development Center

    • The LaGuardia Small Business Development Center, a state government sponsored agency,  was established to work with small business owners located in Long Island City and Astoria areas of Queens.

    • The SBDC provides one-on-one business counselling and support for existing businesses, expanding businesses, and start ups.
    • The  LaGuardia Small Business Development Center is located at 30-20 Thompson Ave, Suite BA 02, on the campus of LaGuardia Community College.
    • In their office they have "Business Recover Center" which has several representatives who help business owners access SBA Disaster Relief. They work with small businesses looking for loans.
    • The interest is 4.0%.  The maximum loan is up to $2.0 million with up to 30 years to repay the loan.
    • The staff is there from Monday - Friday plus Saturday from 1:00 pm - 5:00 pm.
    • If you are a small business you do not go to FEMA. You go directly to the SBA Disaster Relief.
    • LaGuardia Small Business Development Center can also help individuals who have had physical loss such as homes. That interest rate is 1.688%. Once they register with FEMA, they go to the  LaGuardia Small Business Development Center and complete an application.
    • It should take no more than 18 days to get your action.
    • These applications are DIRECT to SBA.  There are no banks involved. They are business loans. No matter what kind of loan you have, you still have to guarantee it.
    • Restaurants can apply.
    • The max loan is $2.0 million without a bank being involved...at 4.0%.  Loans can be for any amount.
    • Rosa Figuroa office Telephone: 718-482-5303
    • Services from The LaGuardia Small Business Development Center are FREE.

    New York City Economic Development Corporation (NYCEDC), also, the Industrial Development Agency (IDA)

    • The emergency loans available are like bridge loans before getting an SBA loan.The emergency loans go up to $25,000. There is no repayment required for the first 6 months. The term can go up to 24 months. The interest after the first 6 months is at 1.0%  No Collateral is required.
    • The business does not need to show physical damage.  It may be economic loss. Simply being unable to open your restaurant or business during the storm constitutes economic loss.
    • NYCEDC is woeking with a lender called New York City Business Development Corporation. They are reviewing applications. Turn-around time is 5-7 days.
    • As of November 15, 2012, the New York City Business Development Corporation had reviewed approximately 100 applications.
    • The SBS is also a place where you can apply for this emergency program.  (See comments and contact for Bernadette Nation, Director of Business Outreach Team / Emergency  Response Unit
    • In addition to the micro loan, there is a program that assists with the cost of purchase of equipment that is being replaced.  This program provides as sales tax exemption. That means a discount of 8.875% from the cost.
    • Shin Misugi contact at: w. 212.312.3571  f. 212.312.3908

    "SHOW ME THE MONEY:  LIC CHAMBER FACE-TO-FACE WORKSHOP WITH SBA

    The Long Island City / Astoria Chamber of Commerce has organized a FACE-TO-FACE WORKSHOP:  "Emergency Relief Workshop" for the SBA to meet with small business owners and banks on Monday, November 19, 2012 at 10:00 am.


    The SBA's Economic Development Specialist for the New York District Office, Ms. Man-Li Kuo Lin, will administer an "Emergency Relief Workshop" to help with issues relating to FEMA, SBA Disaster, and NYC SBS.  This will help with information and procedures and everyone will be in the same room.  Man-Li K. reports that Congresswoman Nydia Velazquez had successfully organized a similar session on November 9th in lower Manhattan.

    Rosa Figuroa, Director, LaGuardia Small Business Development Center; LaGuardia Community College will also be available.

    Court Square Place
    24-01 44th Rd
    Long Island City, New York 11101

    For Reservations and Sponsorship information

    Arthur Rosenfield
    Tel 646-920-4652
    Email: Arthur@LICChamber.com

    RELATED:

    US Congresswoman Carolyn B. Maloney Invites You To Join Her For an Information Session On Disaster Relief for Small Businesses

    The Congresswoman has organized a meeting November 19, 2012 at 11:30 am at Manducatis Rustica Restaurant in Long Island City.  She is bringing a panel together to respond business needs and for the community to provide feedback to agencies of government.


     

    She's on YOUR side!! 

    The Long Island City / Astoria Chamber of Commerce has arranged for Man-Li Kuo Lin, US Small Business Administration, to administer an "Emergency Relief Workshop" for business owners, banks, and professionals to help with issues relating to FEMA, SBA Disaster, and NYC SBS.

    The meeting is Monday Morning, November 19th at 10:00 am at:

    Court Square Place
    24-01 44th Rd
    Long Island City, New York 11101

    Man-Li Kuo Lin, Business Development Specialist, United States Small Business Administration, New York District Office, 26 Federal Plaza, Rm 3100, NY, NY 10278

    Man-Li Kuo Lin, Small Business Administration Man-Li Kuo Lin, Business Development Specialist, United States Small Business Administration, New York District Office, 26 Federal Plaza, Rm 3100, NY, NY 10278

     

    Bernadette Nation, Director, Business Outreach Team / Emergency Response Unit NYC Department of Small Business Services
    Jimmy Van Bramer, NYC City Council Member speaks about Hurricane Sandy at Long Island City / Astoria Chamber of Commerce November 15, 2012
    (L) Jimmy Van Bramer, NYC City Council Member (R) Arthur Rosenfield, President of Long Island City / Astoria Chamber of Commerce
    Arthur Rosenfield, President, Long Island City / Astoria Chamber of Commerce November 15, 2012 meeting
    Rosa Figuroa, Director, LaGuardia Small Business Development Center; LaGuardia Community College.
    Shin Mitsugi, Deputy Executive Director, NYCIDA and Build NYC Resource Corp (NYCEDC)
    (L) Jimmy Van Bramer, NYC City Council Member (R) Arthur Rosenfield, President of Long Island City / Astoria Chamber of Commerce
    Jimmy Van Bramer, NYC City Council Member speaks about Hurricane Sandy at Long Island City / Astoria Chamber of Commerce November 15, 2012
    Rosa Figuroa, Director, LaGuardia Small Business Development Center; LaGuardia Community College.
    Shin Mitsugi, Deputy Executive Director, NYCIDA and Build NYC Resource Corp (NYCEDC)
    Bernadette Nation, Director, Business Outreach Team / Emergency Response Unit NYC Department of Small Business Services
    Bernadette Nation, Director, Business Outreach Team / Emergency Response Unit NYC Department of Small Business Services

    
    
    
    

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